Dave’s cash advance quantities are much like other apps, though some give quantities as high as $750. Dave has extra expenses when compared to other cash advance apps.
As an example, let’s say you’re authorized to get a $three hundred advance. Dave technically “overdrafts” your ExtraCash account for $300, then deposits The cash in the specified checking account where you can entry the cash.
From a huge selection of assessments printed in April and May 2025 that we analyzed, we found fifty+ modern responses mentioning funding speed. Below’s what end users say about it:
The ExtraCash account is offered to folks in the U.S. who're at least 18 years previous. Businesses can’t make use of the ExtraCash element. It really is only for private, loved ones or domestic reasons.
Gives bigger advances than some applications: Dave has larger sized cash advances than a few of its competition, which may give $400 or significantly less.
You might not be qualified for Dave when you don’t satisfy the eligibility specifications, which contain showing a minimum of a few recurring deposits, totaling $one,000 or more. Dave states it reassesses your eligibility day by day, so it’s probable you’ll be permitted later on in the event you’re not approved now.
Contemplate a pawnshop financial loan: A pawnshop personal loan lets you borrow cash by utilizing a precious item, like jewelry or electronics, as collateral.
Own your personal savings journey get more info by using a Goals account. Build recurring deposits to develop your personal savings steadily.
ninety nine to $five.99 according to how you have the money, when compared with the costs Dave expenses for speedy resources. The regular transfers that don’t come with a rate ordinarily hit your account in one to 2 organization days, a little bit shorter than Dave’s estimate of up to a few organization days.
A customer-helpful cash advance application will Examine a user’s checking account heritage, require recurring immediate deposits and put into action safeguards that will help stop overborrowing.
Should open Dave accounts: Dave calls for prospects to possess a Dave deposit account along with a Dave checking account to acquire an advance. Dave’s course of action is more challenging than other applications, which basically Enable you to connection your present exterior banking account to get and repay the advance total.
Based on a BankingDive report, Every single accomplished survey can pay around $5 and may be finished in about half an hour. Although this doesn’t seem like a whole great deal, it could be worth giving it a shot to earn a couple of bucks in the spare time.
Dave can get again its money one way or another, and failing to pay them in time could most likely necessarily mean getting to cope with the standard banking procedure again.
You work far too tricky for your money to invest it on fees. That’s why we Offer you banking without any bare minimum harmony expenses or ATM fees.¹